I get lots of chips… on my cheap knives. And yes, they bother me and go right to the WE vise. More often, I get dents or dings or whatever you want to call them; plastic deformation of the edge.
You may be asking the wrong demographic here. We’re all nuts about making stuff really sharp and won’t tolerate a knife that’s not really sharp. Until I graduated to the WE system, I’d wait until the damage was affecting the usability of the knife. That usually meant that the knife was used until it was dull. Hell, I didn’t even know that my knives were getting chips and dings. All I knew was that they wouldn’t cut worth a darn.
I’ve never heard anyone suggest that letting a chip go unattended might propagate more chips. That’s not what you’re asking, is it?