Wonder what exactly they call that kind of liability insurance? Lack of common sense insurance. After all it’s the customer that first has contact with something worn out and we’re supposed to make it better.
Let them suit me if they draw they’re own blood. They won’t be getting much.
Bad part is you should have it even if you enter someone’s home to dropoff, no different than liability if you were a plumber.
Key is the property you are on.
Markets want liability as you are on their property.
(smart ones would understand workmans comp and require that, but leave sleeping dogs lie)